Elite ExperienceElite Experience

Elite Experience Memberships and Plans

Membership

Strategic advisory designed for you.

Choose the plan that best fits your situation. Four clear options designed to offer you strategic advisory at every stage of your process.

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Benefits

What your membership includes.

Personalized strategic advisory
Goal definition
Continuous follow-up
Educational resources
Tools and materials
General guidance
Preparation for important decisions
Exclusive member benefits

Plans

Choose your level of service.

Support tool

To participate in any of our restoration and follow-up programs, you must maintain an active SmartCredit monitoring subscription. Its cost is $29.99/month and is managed and billed directly with SmartCredit, separately from your Elite Experience membership.

Subscribe to SmartCredit — $29.99/month
PER MARK REMOVEDSTART HERE

Elite Membership

$55
INITIAL PAYMENT$350.00

An accessible option to start your process with Elite Experience, receive basic guidance and work the accounts that need attention through our results-based model.

Initial guidance
Priority identification
Educational resources
Guides and tools
General follow-up
Access to the restoration process
Member benefits

$55.00 PER NEGATIVE MARK REMOVED

The $55.00 charge applies only when a negative mark that was worked on is removed. An initial payment of $350.00 is required to begin.

Initial payment of $350.00. $55.00 is charged for each negative mark removed.

MONTHLYMOST POPULAR

Elite Credit Experience

$95/ month
INITIAL PAYMENT$125.00

The plan where the full Elite service begins. We work multiple accounts in a continuous process, coordinate appointments with banks and realtors, send you to the best dealers in Puerto Rico with your report in hand — and every guidance session, appointment and contact we make for you is a five-star service.

Initial evaluation and personalized strategy
Continuous account management while membership is active
Appointment coordination with allied banks — no waiting in line
Appointment coordination with realtors
Sent to the dealer with credit report in hand
Direct contact with allied sales reps and finance managers
5-star service on every guidance session, appointment and contact
Progress tracking and ongoing guidance
Educational resources and periodic review

5-STAR SERVICE · NO ADDITIONAL CHARGES PER ACCOUNT REMOVED

While the $95/month plan remains active, no additional individual charge is applied for each account removed within the service.

Incluye beneficios físicos exclusivos

Tarjeta Elite Experience — membresía física exclusiva

Elite Card

Physical membership

Financial Passport

Mailed to your home

Initial payment of $125.00 + $95/month. Recommended for people with multiple accounts who want a continuous process.

ONE-TIME PAYMENT1 YEAR | ONE-TIME PAYMENT

Elite 1-Year Experience

$699

A one-year experience to work your process in a structured way. The first 3 months include certified letters; the remaining 9 months include regular letters to keep the process active throughout the year. It is a fixed price, with no charges per account removed.

Initial evaluation
Account review
Personalized strategy
1 year of service included
3 months of certified letters
9 months of regular letters
Dispute process continues throughout the year of service
Follow-up during the 12 months
Correspondence preparation
Progress review
Guidance throughout the program

1 YEAR OF SERVICE · FIXED PRICE

$699 ONE-TIME PAYMENT · 3 MONTHS OF CERTIFIED LETTERS + 9 MONTHS OF REGULAR LETTERS · NO CHARGES PER ACCOUNT REMOVED

$699 one-time payment. Fixed price with no charges per account removed.

ONE-TIME PAYMENTSPECIALIZED SERVICE

Elite Readiness Experience

$1,199

A specialized experience for people who want to strengthen their credit and legally register their corporation in Puerto Rico, with step-by-step guidance throughout the process.

Complete credit and business goals evaluation
Step-by-step guidance to legally register your corporation in Puerto Rico
Credit improvement and strategy
Document preparation for corporation registration
Guidance for Hacienda procedures
Guidance for Employer Social Security
Guidance for Merchant Registry
Preparation to open your business account at the bank of your choice
Private strategic session
Personalized plan and specialized follow-up

$1,199 — ONE PAYMENT

Includes guidance for registering your corporation and preparation of essential documents.

$1,199 one-time payment. Includes guidance and document preparation for your business process.

Tarjeta Elite Experience — exclusiva para miembros $95/mes

Included experiences

What you receive as an Elite member.

Members of the Elite Credit Experience plan ($95/month) and above receive two physical benefits that represent your commitment to the process.

01

Elite Experience Card

Your physical membership card — matte black with gold finish. A symbol that you are taking control of your financial future.

02

Elite Financial Passport

Your personalized financial passport — mailed directly to your home. Contains your roadmap, goals and documented next steps.

Available from

Elite Credit Experience plan ($95/month) and above — including Elite 1-Year and Elite Readiness.

Find the plan that fits you.

$350 initialI want to start with an initial payment of $350.00 and pay $55.00 only for each negative mark that is removed.
$95/month — MOST POPULARI have several accounts and prefer an initial payment of $125.00 plus a fixed monthly fee with no additional charges per removal.
$699 fixed priceI want one year of service: 3 months of certified letters and 9 months of regular letters, at a fixed price with no charges per account removed.
$1,199 one-time paymentI want to improve my credit and receive step-by-step guidance to legally register my corporation in Puerto Rico and prepare my business account.

Support tool

SmartCredit is the monitoring tool used during the process. Its cost is $29.99/month and is billed directly with SmartCredit, separately from your membership.

Subscribe to SmartCredit — $29.99/month

Not sure which to choose?

Tell us your situation and we will help you identify which option best fits your goal.

Our customer service department offers 5-star service, available Monday through Saturday, 9:00 a.m. to 7:00 p.m.

Help me choose

Included experiences

What you can achieve with your membership.

Home Experience

Prepare yourself to buy your next home.

Auto Experience

Arrive better prepared to finance your next vehicle.

Credit Experience

Strengthen or restore your credit profile.

Protection Experience

Protect your identity and what you are building.

Goals Experience

Turn a goal into an action plan.

Frequently asked questions

What you need to know.

Tell us your situation and we will guide you on the plan that best fits your moment.

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The first step is a conversation.

Tell us your situation and we will guide you on the plan that best fits your moment.